Imagine a world where everyone has access to the financial tools they need to thrive, regardless of location or background.
That's the future we're building at Paymentology. We're passionate about launching and managing innovative card programmes around the globe. Why? Because we believe in giving people more choices, better value and a chance to fully participate in the financial world. We're all about financial inclusion, breaking down barriers and opening doors to a world of opportunity, especially for the unbanked.
Our expertise allows us to deliver the fastest-to-market, scalable, end-to-end solutions that help our clients enable payments and grow their revenue. Paymentology is the next-generation market leader, delivering trusted, secure issuing and digital solutions.
What products do we offer?
Paymentology is a one-stop shop for card issuing payment solutions, whether you are a company who wants to issue cards for expense management or a neobank who wants to introduce a credit solution for users, we’ve got you covered.
As we remain committed to positioning our clients as top of wallet, as it’s important for us to stay ahead of industry trends and innovation. That's why we offer a full spectrum of payment solutions. This includes numberless, virtual, physical and custom branded cards for everyday use.
Our product suite delivers a diverse range of options to cater to your specific business goals and customer preferences:
Prepaid cards
Issue virtual, physical, numberless or tokenized prepaid cards at scale.
Debit and credit cards
Empower your customers with convenient, everyday payment cards.
QR payments
Implement a cheaper and quicker checkout experience with QR codes.
Mobile wallets
Push virtual cards whether debit, prepaid or credit, into OEM wallets. In regions where OEM wallets are unavailable or not commonly used, issuers can turn their app into a digital wallet.
Gift cards (South Africa only)
Drive sales and customer engagement with attractive gift card options.
Loyalty cards
Reward your customers for their continued loyalty and gather invaluable data on shopping habits and preferences.
How do we do it?
Paymentology's platform is built on modern APIs and designed with an ecosystemic approach, empowering clients to connect seamlessly with issuers, schemes, and third-party partners. At Paymentology, we have existing relationships with Mastercard, Visa and Union Pay, allowing our clients to leverage these connections to facilitate a smoother approval process.
No matter your industry or location, our technical support teams are available 24/7. As a global issuer processor, we currently operate in 50+ countries with local teams present, ensuring a seamless service wherever you are.
Who’s our target market?
We service a broad spectrum of players in the payments industry.
Fintechs and Neobanks
Paymentology provides the infrastructure and expertise to launch and manage a variety of payment solutions, ideal for all types of fintechs and neobanks. Check out our use cases here.
Cross-border remittance
Our global network and compliance solutions streamline international payments, making Paymentology a valuable partner for cross-border remittance services.
Corporate Expense and Employee Benefit
Paymentology's solutions help businesses manage employee spending and offer customisable employee benefit programmes through prepaid cards.
BNPL
Our platform can enable BNPL functionality, allowing you to offer flexible payment options to your customers.
Embedded Finance
We provide the technology and partnerships needed to seamlessly integrate payment solutions within existing services, making it simpler to pay and get paid.
Travel
Paymentology offers secure and convenient payment solutions for mobile and on-the-go transactions, perfect for travel, transportation and delivery services.
Marketplaces and Retail
Our platform facilitates secure in-app and physical store transactions, empowering marketplaces and retailers to offer a smooth customer experience.
Consumer Lending
Our technology enables lenders to offer flexible and convenient loan products. By integrating with our platform, lenders can streamline loan origination, disbursement and repayment processes.
SME Lending
We empower SMEs with access to financial services through innovative lending solutions. Our platform supports various lending models and provides the necessary tools for efficient loan management.
Insurance
Paymentology offers insurance providers a safer way to manage payments.
Other
Paymentology's solutions can also be valuable for businesses such as large conglomerates looking to streamline internal payments or offer unique payment options to their customers.
Why choose us?
As the most global issuer processor, we ensure smooth operations across borders, while our diverse card issuing capabilities and network connections give you immense flexibility. Process transactions in any region, any currency, at industry-leading speeds. Our commitment to innovation is truly groundbreaking.
Partner with Paymentology and unleash a next-generation payment experience that sets you apart. Connect with our sales team today.
