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The ultimate in
prepaid and debit

Easily issue, manage, and process prepaid and debit-card programmes, at scale.

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With us,
you can do it all

Our Platform is unparalleled in its flexibility. Remain at the forefront of payments by issuing cards of any kind, and delivering innovations as and when you need them.

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Prepaid and debit cards

We issue prepaid and debit cards under one Platform.

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Simple multi-currency management

Offer multi-currency payments with ease. Now, you decide how you want to manage foreign exchange for your customers.

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Issue cards in any currency

We support – and easily integrate – all currencies supported by the major card schemes, as well as crypto and reward currencies.

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Integrate into the world’s leading networks

We have extensive experience with leading banks and all major global card schemes. We integrate quickly and smoothly.

Offer the best cards for your customers' needs

Virtual Physical Numberless Tokenised
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Virtual
Smarter, faster virtual cards

Rapidly and easily issue branded single-use, or multi-use, virtual cards to create secure, customisable payments.

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Multi-Cloud solutions

Shared Cloud On-premise solutions
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Operational efficiency
Shared Cloud

  • Cost-effective, with the lowest friction.

  • We comply with, and set the benchmark for, best practices.

  • Our Cloud capabilities are highly scalable, comfortably ready to rapidly expand when you are.

  • We integrate into Google, Azure, Oracle, and more.

 

Find out more about our Cloud

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The issuer-processor with the widest global reach

We're live in 50+ countries and can process payments in almost any country in the world.
All regions
 Africa Asia Europe Latin America Middle East Oceania
Africa
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AntiguaAntigua
AustraliaAustralia
BahamasBahamas
BarbadosBarbados
BotswanaBotswana
BrazilBrazil
CambodiaCambodia
CameroonCameroon
ColombiaColombia
CuracaoCuracao
Dominican RepublicDominican Republic
EgyptEgypt
El SalvadorEl Salvador
FijiFiji
GhanaGhana
GreeceGreece
GuineaGuinea
HaitiHaiti
Hong KongHong Kong
IcelandIceland
Ivory CoastIvory Coast
JamaicaJamaica
JordanJordan
KenyaKenya
LaosLaos
MalawiMalawi
MalaysiaMalaysia
MexicoMexico
MozambiqueMozambique
PakistanPakistan
PanamaPanama
PeruPeru
PhilippinesPhilippines
PolandPoland
PortugalPortugal
Puerto RicoPuerto Rico
RwandaRwanda
Saint LuciaSaint Lucia
Saudi ArabiaSaudi Arabia
SenegalSenegal
SingaporeSingapore
South AfricaSouth Africa
TanzaniaTanzania
ThailandThailand
UgandaUganda
United Arab EmiratesUnited Arab Emirates
United KingdomUnited Kingdom
VietnamVietnam
ZambiaZambia
ZimbabweZimbabwe

All the power, in your hands

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Data insights

Rich, real-time data insights

We empower our clients to make evidence-based decisions with all the insight. With more than 120 lines of rich, layered, real-time, easily interpretable transaction data, we are far more data-rich than our competitors, providing a live feed of all spend traffic.

Rules engine

You set the rules

Our PayRule.AI engine allows you to configure and customise rules for your business at an unprecedented level of detail and granularity. We enable you to combine geographical and product-based rules, all the way down to a per-card and per-transaction level.

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API

We are API-driven

We offer the richest, most advanced, end-to-end encrypted, secure issuer-processing APIs in the world – featuring ground-breaking fraud, risk, loyalty and filtering mechanisms – right down to a card or merchant-level, across all card types.

Security

Security
and privacy

Our processing engine provides the most robust and secure triple-layer security authorisation available. Encrypted at all points – at creation, in transit, and at rest – tokenised cardholder-data is never exposed.

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Speed

Processing at ultimate speed

Our Platform supports high transaction speeds, out of the box. Faster processing means greater capacity, which in turn, enables both smooth scalability and flexible, rapid product design, deployment and enhancement.

Do things your way

You're in control

PayControl

PayControl is our full suite User Acceptance Testing (UAT) platform, giving our customers full control by enabling you to easily:

  • View API documentation.

  • Create sample code in any programming language.

  • Create test cards.

  • Simulate transactions.

  • Create transaction rules.

  • Run volume testing.

  • Create accounts and cards.

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{
api_call_unique_identifier: 438574845790657485,
client_id: 760131,
user_id: 760131,
remarks:“Creating card For Customer“,
input_type: “t“,
input_id: 520872406,
}
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It’s how we evolve

The most powerful APIs

We build the world's most powerful APIs, in-house from the ground up. This creates seamless, modular flexibility, which means our clients can easily:

  • Access any piece of data, anytime, in any time period, across cards, consumers, and programmes.

  • Automate manual back-office reconciliation.

  • Automate chargeback processes.

  • Increase back-office efficiency and decrease OPEX.

  • Empower customers to resolve their own queries.

  • Eradicate query tickets common with other providers.

  • Test products in minutes.

  • Decrease second-line fraud disputes.

  • Empower financial crime teams to test new rule sets.

  • Protect data with marker/checker and 2FA.

Clients trust us

nigel-verdon

“One of the other big positives for Railsr is Paymentology’s ability to put us in the driving seat at spend time, enabling us to deliver a rich spend experience to our customers”

Nigel Verdon
CEO, Railsr

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Start issuing cards with us

Our scalable, flexible Platform supports big innovations. We shepherd our clients not only into, but to the forefront of the Digital-payment Era.