Enterprise
The ultimate solution for banks at the forefront
The most powerful Platform, tailored for top-tier banks and fintechs. Offering a shared Cloud instance to meet even the most stringent requirements.
Trusted by industry leaders, game-changers, and their proven apps
The apex of power and privacy
Extreme capability, flexibility, and virtually unlimited scalability, giving large banks the ultimate advantage.
Private connection to Visa and Mastercard
Through a private card-scheme connection, we meet even the most stringent regulatory requirements, with virtually unlimited transaction capacity.
Feature-rich, tailored card products
Issue precisely configured virtual and physical card products, easily and at scale, anywhere in the world.
Issue any card, anywhere
Prepaid and debit cards
Digital-first, numberless cards
Tokenisation
Multi-currency made simple
Issue the most modern and in-demand virtual and physical card products, simply and with ultra-granular configuration.
Prepaid and debit cards
Issue fully secure Visa or Mastercard prepaid and debit cards, both digital or physical, with full control over how they are used.
Digital-first, numberless cards
The ultimate in user privacy; combining app-based customer card-control, with physical cards displaying no sensitive cardholder details.
Tokenisation
Push tokens to all leading Pay wallets. With cardholder token control, and sensitive details never exposed, tokenisation is the next evolution in security.
Multi-currency made simple
We process across multiple regions, in any currency. Now, you can offer and deliver multi-currency products and value-adds, easily and rapidly.
Fast, simple credit
Revolving credit
Instalments and Buy Now Pay Later
Issue, manage and control credit products, at scale. Design, innovate and deploy leading credit services, with unprecedented configurability and agility.
Revolving credit
Enable all “traditional” revolving credit capabilities, at the highest level, with design and deployment made simple.
Instalments and Buy Now Pay Later
Offer a range of Buy Now Pay Later (BNPL) products, or trigger post-purchase offers to convert a portion of a credit balance into instalments.
Custom features
Customisation options
Workflow priority
Independent scheduling
Dedicated testing
With your own dedicated instance, you can design, test and deploy programmes on your own terms, at maximum-tier priority.
Customisation options
Enterprise clients are able to request and implement true customisation and unique feature implementation.
Workflow priority
As an isolated, maximum priority client, you’re always at the front of your own private workflow.
Independent scheduling
Setup precise release schedules and rollout timelines to suit your own needs.
Dedicated testing
Enables the option to provide performance and development testing in a dedicated User Acceptance Testing (UAT) environment.
Private connection to card schemes
The highest possible levels of stability and security.
Virtually unlimited scalability between your transactions and the card scheme.
Full compliance with even the most stringent on-soil regulations.
A private connection to the card scheme, with a dedicated set of ports and identifiers.
Decision Engine
PayRule Engine has extensive flexibility and empowers rule control at almost any level; including card, customer, merchant, and many others.
Richer data. Deeper insights
Paymentology FAST Message provides over 120 transaction details, in a rich, layered, easily interpretable, real-time feed. Not only more data than our competitors, but smarter, faster, and more actionable, too.
FAST is Paymentology’s “Framework for Authorisation and Settlement Transmission” interface. It empowers meaningful participation in the authorisation message; providing enriched, full-scheme messaging with enhanced spend-analytics.
Active participation
A real-time feed to the bank, with the bank making the authorisation decision.
Passive participation
A real-time feed to bank, after Paymentology has made the authorisation decision.
Choose your format
Elect to receive the authorisation message in JSON or XML formats.
FAST setup assistance
Paymentology works alongside clients, assisting with FAST setup, and sharing expertise in the authorisation process.
Create cards instantly with the most powerful, most secure APIs
Superior capability.
Powerful APIs
Our APIs are more sophisticated, more secure, more flexible, and more comprehensive, out of the box.
{
client_id: 760131,
user_id: 760131,
remarks:“Creating card For Customer“,
input_type:“t“,
input_id: 520872406,
api_call_unique_identifier: 438574845790657485,
}
Test products in minutes
Decrease second-line fraud disputes
Protect data with Maker and 2FA
You decide.
PayControl
Your portal to control rules, issue cards and manage your own programmes.
Detailed system logs
Optimise back-office expenses
Easily understandable data
Other great built-in features
A wide variety of products
Offer travel cards, commercial cards, single cards linked to multiple accounts, multiple cards linked to single accounts, loyalty and rewards, and numerous credit products.
Deploy into any Cloud
We can deploy programmes into any major Cloud scheme that suits your needs, smoothly and fast.
Low-latency
With geo-strategic processing, we offer consistent, high transaction speeds and uptime, wherever you’re based.
Dispute management
We're on hand to provide support in the event of disputes, including chargeback claims and more.
Reliable reporting
We provide all the data you need to manage reconciliation and optimise your programme.
3DS
Approve legitimate transactions through native mobile integration, to minimise e-commerce fraud.
User privacy
Our systems are fully compliant with General Data Protection Regulation (GDPR) guidelines, as well as all Mastercard and Visa standards.
Certification made simple
We’re PCI DSS Level-1 compliant, meaning we take care of all the certification “heavy-lifting” for you.
After-sales service
We partner for the longterm. From launch phase, through exponential growth, to fulfilment of your vision and beyond, we're by your side, all the way.
24/7 global support
With expert Paymentologists and Support Teams on the ground, all around the world, we’re on hand, at all times.
Contact us
Our payment experts are on hand to guide you, answer your questions, and get you up and running, fast.
Enterprise: commonly asked questions
In which countries is Enterprise available?
Which cards does Enterprise support?
Does Enterprise require BIN?
Does Enterprise offer domestic switch integration?
What type of credit solutions does Enterprise offer?
Does Paymentology offer other options?
Still not sure if Enterprise is the right fit for you?
COMPARE OUR FOUR PRODUCTS
Available
South Africa
Worldwide
excluding on-soil countries
Worldwide
Worldwide
no restrictions
Processing
Processing instance
Prepaid-card processing
Debit-card processing
Start innovating your payments with us
Speak to a payments expert in your region and we'll get you informed, up, and running, quickly and easily.